Privacy Policy

Effective Date: July 14, 2025

Welcome to USA Insure Today. Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you interact with our website and services.

By using our website or services, you consent to the practices described in this policy.

1. Definitions

Account – A unique account created for you to access our services.
Affiliate – Any entity that controls, is controlled by, or under common control with USA Insure Today.
Company – Referred to as "the Company", "We", "Us", or "Our" in this policy, refers to USA Insure Today.
Cookies – Small files stored on your device that track website activity.
Country – Refers to New York, United States.
Device – Any internet-connected device such as a smartphone, tablet, or computer.
Personal Data – Any information that identifies or can identify an individual.
Service – The USA Insure Today website and its features.
Service Provider – A third-party individual or company that processes data on our behalf.
Usage Data – Information collected automatically through the use of our service.
Website – Refers to https://www.usainsuretoday.com/
You – The individual or entity accessing or using the service.

2. Information We Collect

Personal Information

When using our services, we may ask for information that can identify you, such as:

Your email address
Your name (if submitted)
Any details you provide through forms

Usage Data

Collected automatically, this may include:

IP address
Browser type and version
Pages visited
Time and date of visit
Time spent on pages
Device identifiers

If you use a mobile device, we may also collect:

Mobile device ID
Operating system
Browser type
Mobile network data

3. Cookies and Tracking Technologies

We use cookies and similar technologies to enhance your experience.

Types of Cookies We Use:

Essential Cookies (Session Cookies): Required for website functionality.
Acceptance Cookies (Persistent Cookies): Track whether you’ve accepted our cookie usage.
Functionality Cookies (Persistent Cookies): Remember your preferences, such as login or language.

You can control cookies through your browser settings. Disabling cookies may affect your experience.

4. How We Use Your Information

We may use your personal data to:

Provide and maintain our services
Manage your account and preferences
Contact you regarding updates or offers
Analyze site performance and user behavior
Fulfill contractual obligations
Respond to your requests or questions
Promote safety and prevent fraud
Comply with legal requirements

5. Sharing Your Information

We may share your information in the following situations:

With Service Providers – For analytics, marketing, or service delivery.
For Business Transfers – If we’re involved in a merger or sale of assets.
With Affiliates – Only under the terms of this policy.
With Business Partners – For relevant offers or services.
With Other Users – If you post or share information publicly.
With Your Consent – When you explicitly agree.

6. Data Retention

We retain your data only as long as necessary to fulfill the purposes outlined in this Privacy Policy, or to comply with legal, regulatory, or contractual obligations. Usage data may be stored for shorter or longer periods depending on the purpose (e.g., security analysis).

7. Data Transfers

Your personal information may be processed or stored in locations outside your jurisdiction. By using our services, you consent to this transfer. We take necessary steps to ensure your data is treated securely and in compliance with applicable laws.

8. Deleting Your Information

You may request the deletion of your personal data at any time. You can:

Update or delete your data through your account settings
Contact us directly via the contact information below

Some information may be retained for legal or administrative purposes.

9. Disclosure of Information

We may disclose your personal data if:

Required by law or regulatory request
Needed to protect our legal rights or prevent fraud
Necessary to investigate misuse of the service
Required for the safety of users or the public

10. Security of Your Data

We take data security seriously. While no online method is 100% secure, we use commercially reasonable measures (e.g., encryption, firewalls) to protect your information.

11. Children’s Privacy

Our services are not intended for children under the age of 13. We do not knowingly collect personal data from children. If you believe your child has provided us with personal data, please contact us immediately.

12. External Links

Our website may contain links to third-party websites. We do not control and are not responsible for their content or privacy practices. We encourage you to review their privacy policies.